When I lost my job I was worried that finding new Healthcare for my family was going to be impossible. AffordableHealthPlans.org made the entire process a breeze, it was great being able to see all of the options laid out in front of me.
I decided to call into AffordableHealthPlans.org and was assisted immediately. There are so many available plans, I was glad to have them guide me through the process. I’m confident that I have the cheapest plan available for the coverage I need. The peace of mind is priceless.
A HMO (Health Maintenance Organization) requires you to have a primary-care provider (PCP) who will coordinate all of your care. You must see this provider first, who will then refer you to specialists if necessary. This is the least expensive option.
A PPO (Preferred Provider Organization) allows the most flexibility, letting you see whatever doctors or specialists you want, either inside or outside of your network. There are cost benefits to staying within the network - copays are smaller and you get full coverage.
An EPO (Exclusive Provider Organization) does not require a PCP or referrals, but does limit you to a specific network of doctors and hospitals. You will have to pay all costs associated with visiting a provider outside of your network.
We receive calls and e-mails every day from people just like you, trying to understand the healthcare options available to them. We've gathered our most frequently asked questions to help guide you: